Independent & family-owned · A TWFG agency
Commercial Insurance · Independent agent

Commercial insurance in Abilene, TX — built for your business.

As an independent agency, we shop multiple trusted carriers to protect your West Texas business — your building, your equipment, your crew, and the work you put your name on.

A smiling local small-business owner holding an "open" sign outside their shop

We shop multiple carriers for you — so you get options, not a sales pitch.

Compare my options
What commercial insurance covers

Coverage built around how your business actually runs.

Every business is different, so we'll help you sort out which of these you really need and skip what you don't.

General liability

Covers injuries and property damage your business is responsible for.

Commercial property

Protects your building, inventory, and equipment from fire, theft, and storms.

Business owner's policy (BOP)

Bundles liability and property into one simpler policy for small businesses.

Workers' comp

Helps cover medical bills and lost wages when an employee gets hurt on the job.

Commercial auto

Covers the trucks and vehicles your business drives across West Texas.

Professional liability

Protects you against claims tied to your advice, services, or work.

How it works

A quote in three simple steps.

01

Tell us about your business

A few details about what you do, your building, your crew, and your vehicles — by phone or the form below.

02

We compare carriers

Wes shops several preferred companies and lines up the options that fit your operation and budget.

03

You pick what fits

No pressure. You choose the coverage you're comfortable with — and we're here when things change, too.

Common questions

Commercial insurance in Abilene, answered.

How much does business insurance cost in Abilene, TX?

It depends on your industry, revenue, payroll, number of vehicles, and the coverage you choose. A contractor and a retail shop of the same size can pay very different amounts, so we compare several carriers to show you real options for your kind of business.

Do I need a business owner's policy or separate policies?

A business owner's policy (BOP) bundles general liability and commercial property into one package, which often works well for smaller West Texas shops and offices. Larger or more specialized operations sometimes need separate policies — we'll help you figure out what makes sense for yours.

Is workers' comp required for Texas businesses?

Texas is unusual — it generally doesn't require private employers to carry workers' compensation. That said, many businesses still choose it to protect their employees and themselves, and some contracts require it. We can walk you through the trade-offs.

Does my business need commercial auto insurance?

If you or your employees drive vehicles for work — hauling tools, making deliveries, visiting job sites around West Texas — a personal auto policy often won't cover it. Commercial auto is typically how you keep those vehicles and drivers protected.

Why use an independent agent for my business coverage?

Instead of one company's products, we shop multiple carriers for you and compare what each offers. We're family-owned and local to Abilene, so you talk to Wes — not a call center — and we're here as your business grows, including owner and key-person life coverage.

Wes and Mary Brooks of Wes Brooks Insurance
Who you'll talk to

Wes & Mary Brooks

Wes: Branch Owner & Agent · Abilene office since 2016

A licensed Texas agent and his wife, not a call center. Wes compares carriers for you, explains the options in plain English, and is still there when you have a claim.

"He is honest, local and he answers the phone!" Jared Bailey · 5.0 on Google, 18 reviews
Get a commercial quote

Let's find your coverage.

Tell us about your business and Wes will reach out personally — usually within one business day.

(325) 704-5177 Wes's cell (325) 338-6826: call or text Mon–Thu 10am–6pm · Fri & Sat by appointment

Name and phone are required; everything else is optional.

By sending this, you agree Wes Brooks Insurance may call, text or email you about your request. Message and data rates may apply; reply STOP to opt out of texts. Sending this form doesn't bind or change any coverage. We never sell your information — see our Privacy Policy.

Ready for a better business quote?

A local agent, multiple carriers, no pressure. Let's talk.